Title Loans Rockford
How It Works
To begin your car needs to be 1999 or newer. It needs to be in good to excellent condition. And the title needs to be free and clear without lien holders. Once you verify your car meets ALL of those criteria you need to fill out a free online no obligation pre-approval application, call us at 888-700-7505, or chat with us online now. Once we know the make, model, year, mileage, and condition of the vehicle we can give you an estimate on how much cash you can borrow. It ultimately depends on how much the car is worth, the terms and conditions you want and several other factors our underwriters can explain everything to you online or over the phone.
Traditional banks like Amcore, Alpine Bank of Illinois and Riverside Community Bank would never think of loaning cash on a car that you have already invested equity into. We are more in touch with our customers needs than traditional banks. We also care about our customers and strive to make this process as simple and easy as possible. We don't even require you to use the loan on certain things. You can can use the cash from a car title loan for ANY reason. Yes, we said ANY reason...emergency medical bills, engagement ring, luxury vacation, etc. I think you get the idea.
Finally we need to check your credit. We are NOT checking your credit score so you don't need to worry about having BAD CREDIT, or NO CREDIT. We do, however, need to make sure you are not in active bankruptcy and make sure there are no other loans preventing you from being able to pay back your loan. You need to have consistent verifiable income but it doesn't need to be in the form of a traditional 9-5 job. It can be in the form of retirement, disability, or even self-employment. But you do need to show a history of consistent income in one form or another.
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